Understanding Automotive Insurance Coverage

Automotive insurance, also known as car or auto insurance, is essential for financial protection against physical damage or bodily injury resulting from traffic collisions, and for liability that could arise from incidents in a vehicle.

Key coverages include Liability Coverage, Collision Coverage, Comprehensive Coverage, Personal Injury Protection, Uninsured/Underinsured Motorist Coverage, Medical Payments Coverage, and Gap Insurance.

In California, recent rate increases have significantly impacted policyholders. It's crucial for drivers to understand their insurance options and choose coverage that best fits their needs.